Are you paying too much at the dentist?  DentalPlans.com can help!
May 212013
 

Head to HeadPurchasing dental plans for college students can be tedious although some fortunate college students are covered up to age twenty six through their parent’s group dental plan through their employer.

Those students that are not so lucky but do care about their dental health are left with only a few choices in their search for an affordable dental plan.

Is a dental insurance policy the best dental plan for someone in college?

The first place that most people look is for a dental insurance policy.  While this type of plan has its good points it has a few downsides also.  Probably the best benefit of this type of policy is your choice of the dentist you would like to go to.

The major drawback  for college students is that it is not affordable and can cost as much as $30 a month for an individual college student.  You can bet that this monthly cost is not in the budget for most students.

While a dental insurance plan does provide some free services such as a free annual exam and maybe a cleaning once a year it can be insufficient on the amount it will pay for dental procedures.  There can be a deductible plus a limit up to a certain amount like $1500 that they will pay each year.

What is the best affordable dental plan available for college students.

Taking this into consideration plus there is usually a waiting period for certain procedures and considering the monthly premium most college students will probably want to look for a more affordable dental plan.

Even though affordable dental plans for college students are hard to find a good option that any college student should consider is a dental discount dental plan.

It is very affordable for an individual starting as low as $79 a year.  That’s $79 a year not a month so that’s a substantial savings as compared to $30 a month for an individual dental insurance plan.

One of the positive things about the discount dental plans is there is no waiting period and your dental card is sent to you the same day.  That means if you have a toothache you can schedule an appointment with the dentist right away.

One difference between the two plans we are discussing is your choice of dentists.  While some dental insurance plans will allow you to go to any dentist of your choice a dental discount plan will give you an ample choice of dentists in your area to choose from.

The discount dental plan has no deductibles and it is set up to give you generous discounts on all the dental procedures in the plan.  So money wise which plan will give you the best choice for your budget?

The discount dental plan can be the best choice if you are in college and on a budget. 

The bottom line when purchasing dental plans for college students whether it be a dental insurance policy or a discount dental plan each must be evaluated in light of the amount of money the plan will cost as compared to the actual dental benefits you receive from the dental plan.

Taking this into account my recommendation for college students is the discount dental plan.  If you take a look here you can do your search for the dentists and the plans in your area that will fit your budget.

 

 

Mar 312013
 

dentist wkg in mouthAre you looking for an affordable dental plan to help pay for your visits to the dentist?  If so what would be the first thing that you would look for in a dental plan.  If you are like most people the answer would probably be is it affordable.

What would you expect to pay for this type of dental plan?

If you could find a dental plan as low as $79.95 a year for an individual and $129.95 a year for a family would you think that plan would be reasonably priced.  Actually these are great rates for families and individuals that are serious about getting quality dental work on an affordable basis.

You can get these types of rates with a discount dental plan.

In recent years dental discount plans have become popular because of their affordability.  It may be your most cost effective method of going to the dentist.  They are set up on the premise that instead of paying a deductible like dental insurance you get a preset percentage savings on dental procedures.

These are some of the benefits you will receive.

  • No waiting periods for pre-exiting dental conditions.
  • No age limits.
  • Receive your dental card in one to three days.
  • No claim forms to file.
  • Numerous dentists to choose from in your area.
  • Generous discounts on dental procedures.
  • Orthodontics and cosmetic dentistry covered on some plans.

Look at some examples of savings on procedures that are available to you.

You can do a free online search through this website to look through over thirty different discount dental plans.  All have different features such as the dentists available to you in your area, discounts on dental procedures, and of course the affordable price of the plan.  Some even offer some free services.

For example I did a search and was drawn to a plan that actually offered five free services.  I was reading through the discounts offered on the dental procedures and I took a look at a molar root canal treatment since I had one done several years ago.

The cost for this procedure runs around $1,170 but the member would only pay only $428 that’s a great savings of $742.

Another dental procedure that caught my eye was a single metal crown with a typical cost of $1227 but the member would pay only $534 for another substantial savings of $693 to the member.

As you can see with discounts like these on dental procedures and many more that are listed you could save a bunch of money on your dental visits. But you should probably take a look for yourself at the discounts offered by each plan.

All you have to do is to go here to start your search for an affordable dental plan.

 

 

Jan 172011
 

The first concern you should have about your kid’s dental health is tooth decay.  You should take a look at student dental plans to protect your children.

 Of course tooth decay can develop for a number of reasons.  There are some things you can do to help your family avoid this chronic problem among children.

At the top of the list is to

 make sure they eat properly and brush on a regular basis.  Also this would be a good time to teach them to rinse often.  Hopefully your enforcement of these good dental habits will develop into a lifelong passion of maintaining good dental health.

Regular dental visits should be a priority to develop a plan of preventive care.  This is extremely important to insure the future dental well being of your children.  If you have more than one child the visits to the dentist can be financially overwhelming.  There are some options to help you in this area that will be discussed later in this article.

If you have younger children putting them to bed with a bottle over time can cause cavities at a young age.  If you do this make sure there is water in the bottle instead of juice or milk.  The ingredients can cause acid to form and eat away at the enamel on the teeth.

You should be on a constant lookout for constant thumb sucking as it can cause the teeth to buck.  This is a hard habit to break and takes constant diligence on the parent’s part.  The good news is your child will usually outgrow this habit.

Of course the key to preventing serious dental problems is starting early at home and going to the dentist on a regular basis.  So a big key to your family’s dental health is going to your dentist often.  As we discussed earlier when you are taking several kids to the dentist it can put a dent in your budget.

There are affordable student dental plans that you should consider that will help hold down your family dental expenses.  It will not only cover your children that are not of school age but also the students in your family also.  You will be pleased to know that the parent or parents can also be included on the plan at a very low cost.

I can help you search for an affordable family or student dental plan in your area.  Just go to my dental website and you can locate dentist and prices to fit into your family budget.

Sep 162010
 

The best dental plans that you could possibly buy would be the ones that allowed you to get all the treatment needed to keep your smile broad and glowing as well as not cost an arm and a leg to purchase. It would also have few limitations, be ready to use from the moment you signed on and give you a wide range of additional extras that can help you keep your body in the best health possible. Other extra cover could include vision, hearing and prescriptions discounts as well as be used towards cosmetic dentistry procedures like teeth whitening or bonding and veneers. But who offers such a thing and how expensive would something like this be?
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Sep 142010
 

Do you know what you would do if you had to have an emergency dental procedure and you didn’t have the dental insurance to cover it? Perhaps you have dental insurance but you have reached the upper limits of your cover threshold, what would you do about the situation then? Most of us either end up paying a huge out of pocket expense and have the procedure or some of us may choose not to have the procedure as they just simply cannot afford it. Both of these scenarios are quite easily avoided if you can secure an affordable dental plan that will help you in times like this.
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Sep 122010
 

We all know that the cost of raising a family can be difficult at some times more than at other times. When it does get particularly difficult is when you are subjected to some expensive medical or dental procedure and you just haven’t got the emergency money set aside for it. You may already have some dental insurance cover, but more often than not these things seem to stretch beyond your annual cost allowances for your cover. What do you do then? How do you make sure that your family member is able to get the attention and treatment that they need? Surely there are family dental plans that can allow for these situations?
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Sep 102010
 

Along with all the other expenses that we have in life, dental is another one of those compulsory expenses that we must endure. What if you had an accident and required dental assistance immediately? If you don’t have a dental insurance policy and have not got any emergency money stashed away for times such as this, then you are looking at a pretty expensive time here. If you do have a dental insurance policy and the treatment exceeds your policies cover (which is generally around a thousand dollars to fifteen hundred dollars) then you are going to have to come up with the rest of the money yourself. Individual dental plans can be fairly limiting for many, unless you have visited DentalPlans.com
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